Got a letter that could cost you money?
Paste it here. You get three plain answers, and the dates and amounts come straight from your letter.
- 1 What it says
- 2 What to do
- 3 By when
Your letter, explained
1 What it says
2 What to do
3 By when
This explains the wording only. It does not say whether you owe anything or what you should decide. Dates and amounts above are copied from your text unless marked as counted by us, so check them against the letter.
If you want a person to look at it
The same three answers, every time
A long notice usually comes down to a few lines. Here is a made-up IRS notice and what you would get back.
Notice CP2000. Tax year 2024.
The income and payment information we have on file does not match the information you reported. If our information is correct, you will owe $1,846.00.
This is not a bill. It is a proposal to change your return. Complete the response form and mail it by October 22, 2026.
What it says
The IRS thinks your 2024 return left out some income. If it is right, you would owe $1,846.00. This is a proposal, not a bill.
What to do
Fill in the response form and mail it back.
By when
October 22, 2026
Letters we see most
- IRS lettersCP2000, CP14 and other notices about your taxesRead more
- Debt collection lettersValidation notices, settlement offers and final demandsRead more
- Medical billsHospital statements, explanations of benefits and denied claimsRead more
Leases, utility notices, bank letters and contracts work too. Paste them the same way.
Your letter stays yours
- We do not save what you paste, and it is not in our logs.
- Social Security and long account numbers we can spot are hidden in your browser before anything is sent.
- No account, no email address, no phone number.
- We explain the wording. We do not give legal, tax, medical or financial advice.
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Questions
Do you save the letter I paste?
No. The text is used once to write your explanation and is not saved or logged. If you leave the page, it is gone.
Can I upload a photo or PDF?
Not yet. For now, paste or type the words. A phone can usually copy text out of a photo of a letter.
Will it tell me whether I really owe this?
No. It explains what the letter says, what it asks for and the dates it gives. Deciding whether the letter is right is for you, and for a professional if the sums are large.
How do I know the dates are right?
Every date and amount in the answer is checked against your text, and anything that does not match is removed. Please still compare them with the letter.
Does it cost anything?
No. There is no account and no charge.